{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-126395","form_type":"8-K","ticker":"PRHI","cik":"0001502292","company_name":"Presurance Holdings, Inc.","filed_at":"2024-11-13T23:59:59+00:00","discovered_at":"2026-05-14T18:03:08.612379+00:00","generated_at":"2026-05-30T00:53:22.085044+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Conifer posts Q3 net income of $53.3M on $61M agency sale gain; core loss deepens","bullets":["Net income allocable to common shareholders of $52.8M ($4.32/diluted share) vs. $(2.7M) a year ago; adjusted operating loss of $7.4M ($0.60/share).","Gross written premiums fell 60.9% to $15.1M; net earned premiums down 39.1% to $14.6M. Combined ratio worsened to 143.1% from 120.8%.","Commercial lines GWP plunged 85.9% to $4.0M; personal lines GWP rose 10.1% to $11.1M, now 73% of total premium.","Sale of insurance agency operations to Bishop Street Underwriters closed in August 2024, eliminating agency revenue going forward.","Book value per share rose to $4.01 from $0.24 a year ago, boosted by the sale gain."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-126395","json":"https://secwatch.observer/filing/0000950170-24-126395.json","markdown":"https://secwatch.observer/filing/0000950170-24-126395.md","text":"https://secwatch.observer/filing/0000950170-24-126395.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1502292/000095017024126395/0000950170-24-126395-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1502292/000095017024126395/cnfr-20241113.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T00:53:22.085044+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}