{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-131517","form_type":"8-K","ticker":"RM","cik":"0001519401","company_name":"Regional Management Corp.","filed_at":"2024-11-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:08.670322+00:00","generated_at":"2026-05-29T13:59:27.450263+00:00","sec_items":["1.01","2.03","7.01","8.01","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Regional Management completes $250M securitization at 5.34% WAC, pays off 7.51% notes","bullets":["Issued $250M asset-backed notes at weighted-average coupon 5.34%, an 85 bps improvement over prior 2024-1 deal.","Proceeds used to fully redeem RMIT 2022-2B notes (original WAC 7.51%), refinancing at lower cost.","Deal was 5.4x oversubscribed; Class A notes rated AAA by S&P and DBRS; secured by $284M receivables with 2-year revolving period.","Post-closing, fixed-rate debt is ~83% of total debt, with a 4.1% WAC and 1.4-year weighted-average revolving duration.","Also amended warehouse facility extending Scheduled Commitment Termination Date to November 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-131517","json":"https://secwatch.observer/filing/0000950170-24-131517.json","markdown":"https://secwatch.observer/filing/0000950170-24-131517.md","text":"https://secwatch.observer/filing/0000950170-24-131517.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1519401/000095017024131517/0000950170-24-131517-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1519401/000095017024131517/rm-20241125.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-29T13:59:27.450263+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}