---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-24-134764"
form_type: "8-K"
ticker: "SAIA"
cik: "0001177702"
company_name: "SAIA INC"
filed_at: "2024-12-10T23:59:59+00:00"
generated_at: "2026-05-29T05:02:51.157632+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Saia increases credit facility by $300M to $600M, extends maturity to Dec 2029

## Summary
- Total commitments raised from $300M to $600M via Amendment No. 2; JPMorgan, BofA, BOKF, and PNC as lenders.
- Maturity extended from Feb 3, 2028 to Dec 9, 2029; accordion expanded from $150M to $300M.
- Interest margins adjusted: SOFR loans 1.25%-2.00%, base rate loans 0.25%-1.00%, based on leverage ratio.
- Unused facility fee set between 0.175% and 0.30%, tied to consolidated net lease adjusted leverage.

## SEC filing metadata
- accession: 0000950170-24-134764
- form_type: 8-K
- ticker: SAIA
- cik: 0001177702
- company_name: SAIA INC
- filed_at: 2024-12-10T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1177702/000095017024134764/0000950170-24-134764-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1177702/000095017024134764/saia-20241209.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-24-134764
- JSON: https://secwatch.observer/filing/0000950170-24-134764.json
- Plain text: https://secwatch.observer/filing/0000950170-24-134764.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.