{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-008779","form_type":"8-K","ticker":"CSBB","cik":"0000880417","company_name":"CSB Bancorp, Inc.","filed_at":"2025-01-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.637388+00:00","generated_at":"2026-05-27T12:38:08.551507+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"CSB Bancorp Q4 EPS $0.87 vs $1.38; credit provision up $2.1M on court liquidation","bullets":["Net income $2.32M, down 37% from Q4 2023; diluted EPS $0.87.","Credit loss provision expense increased $2.1M vs Q4 2023; $6.2M charged off on $7.1M commercial relationship in court liquidation.","Nonperforming loans at 0.23% of total loans vs 0.06% a year ago.","Net interest margin (FTE) 3.33% vs 3.36%; pre-provision net revenue up 8% to $5.1M.","Quarterly dividend maintained at $0.40 per share (4.2% yield based on $38.30 close)."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-008779","json":"https://secwatch.observer/filing/0000950170-25-008779.json","markdown":"https://secwatch.observer/filing/0000950170-25-008779.md","text":"https://secwatch.observer/filing/0000950170-25-008779.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/880417/000095017025008779/0000950170-25-008779-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/880417/000095017025008779/csbb-20250124.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T12:38:08.551507+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}