{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-008930","form_type":"8-K","ticker":"EFSI","cik":"0000880641","company_name":"EAGLE FINANCIAL SERVICES INC","filed_at":"2025-01-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.639535+00:00","generated_at":"2026-05-27T09:53:25.161523+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Eagle Financial Services Q4 net income $6.2M ($1.74 EPS); declares $0.31 dividend","bullets":["Net income $6.2M vs $3.4M Q3 2024; diluted EPS $1.74, up from $0.86 in Q3.","Net interest margin stable at 3.03%; deposits grew $29.2M (1.9%) during Q4.","Quarterly cash dividend of $0.31 per share, payable Feb 14, 2025 to holders of record Feb 3.","Adjusted net income (excluding $3.9M sale-leaseback gain) $3.1M, up 30.5% YoY.","Nonperforming assets low at 0.16% of total assets; net charge-offs $486K in Q4."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-008930","json":"https://secwatch.observer/filing/0000950170-25-008930.json","markdown":"https://secwatch.observer/filing/0000950170-25-008930.md","text":"https://secwatch.observer/filing/0000950170-25-008930.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/880641/000095017025008930/0000950170-25-008930-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/880641/000095017025008930/efsi-20250124.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T09:53:25.161523+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}