secwatch.observer — SEC 8-K summary
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Issuer:     EAGLE FINANCIAL SERVICES INC (EFSI)
CIK:        0000880641
Form:       8-K
Filed at:   2025-01-27T23:59:59+00:00
Accession:  0000950170-25-008930
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Eagle Financial Services Q4 net income $6.2M ($1.74 EPS); declares $0.31 dividend
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- Net income $6.2M vs $3.4M Q3 2024; diluted EPS $1.74, up from $0.86 in Q3.
- Net interest margin stable at 3.03%; deposits grew $29.2M (1.9%) during Q4.
- Quarterly cash dividend of $0.31 per share, payable Feb 14, 2025 to holders of record Feb 3.
- Adjusted net income (excluding $3.9M sale-leaseback gain) $3.1M, up 30.5% YoY.
- Nonperforming assets low at 0.16% of total assets; net charge-offs $486K in Q4.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/880641/000095017025008930/0000950170-25-008930-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/880641/000095017025008930/efsi-20250124.htm
  HTML page:      https://secwatch.observer/filing/0000950170-25-008930

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