{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-009210","form_type":"8-K","ticker":"FUSB","cik":"0000717806","company_name":"FIRST US BANCSHARES, INC.","filed_at":"2025-01-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.168103+00:00","generated_at":"2026-05-27T09:44:38.103629+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"First US Bancshares Q4 net income $1.7M, EPS $0.29; dividend raised to $0.07","bullets":["Q4 net income $1.7M ($0.29 diluted EPS) vs $2.2M ($0.36) in Q3 and $2.3M ($0.36) in Q4 2023.","Net interest margin fell to 3.41% from 3.60% Q3 and 3.67% Q4 2023 due to faster asset repricing.","Total loans grew $19.7M (2.5%) in Q4 led by construction and indirect; full-year loan growth 0.2%.","Dividend increased to $0.07/share from $0.05; full-year dividends $0.22 vs $0.20 in 2023.","Nonperforming assets rose to $5.4M (0.50% of assets) from $3.0M (0.28%) year-end 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-009210","json":"https://secwatch.observer/filing/0000950170-25-009210.json","markdown":"https://secwatch.observer/filing/0000950170-25-009210.md","text":"https://secwatch.observer/filing/0000950170-25-009210.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/717806/000095017025009210/0000950170-25-009210-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/717806/000095017025009210/fusb-20250127.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T09:44:38.103629+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}