---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-009210"
form_type: "8-K"
ticker: "FUSB"
cik: "0000717806"
company_name: "FIRST US BANCSHARES, INC."
filed_at: "2025-01-27T23:59:59+00:00"
generated_at: "2026-05-27T09:44:38.103629+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# First US Bancshares Q4 net income $1.7M, EPS $0.29; dividend raised to $0.07

## Summary
- Q4 net income $1.7M ($0.29 diluted EPS) vs $2.2M ($0.36) in Q3 and $2.3M ($0.36) in Q4 2023.
- Net interest margin fell to 3.41% from 3.60% Q3 and 3.67% Q4 2023 due to faster asset repricing.
- Total loans grew $19.7M (2.5%) in Q4 led by construction and indirect; full-year loan growth 0.2%.
- Dividend increased to $0.07/share from $0.05; full-year dividends $0.22 vs $0.20 in 2023.
- Nonperforming assets rose to $5.4M (0.50% of assets) from $3.0M (0.28%) year-end 2023.

## SEC filing metadata
- accession: 0000950170-25-009210
- form_type: 8-K
- ticker: FUSB
- cik: 0000717806
- company_name: FIRST US BANCSHARES, INC.
- filed_at: 2025-01-27T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/717806/000095017025009210/0000950170-25-009210-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/717806/000095017025009210/fusb-20250127.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-009210
- JSON: https://secwatch.observer/filing/0000950170-25-009210.json
- Plain text: https://secwatch.observer/filing/0000950170-25-009210.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.