secwatch.observer — SEC 8-K summary
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Issuer:     FIRST US BANCSHARES, INC. (FUSB)
CIK:        0000717806
Form:       8-K
Filed at:   2025-01-27T23:59:59+00:00
Accession:  0000950170-25-009210
Event type: earnings
Sentiment:  neutral
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First US Bancshares Q4 net income $1.7M, EPS $0.29; dividend raised to $0.07
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- Q4 net income $1.7M ($0.29 diluted EPS) vs $2.2M ($0.36) in Q3 and $2.3M ($0.36) in Q4 2023.
- Net interest margin fell to 3.41% from 3.60% Q3 and 3.67% Q4 2023 due to faster asset repricing.
- Total loans grew $19.7M (2.5%) in Q4 led by construction and indirect; full-year loan growth 0.2%.
- Dividend increased to $0.07/share from $0.05; full-year dividends $0.22 vs $0.20 in 2023.
- Nonperforming assets rose to $5.4M (0.50% of assets) from $3.0M (0.28%) year-end 2023.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/717806/000095017025009210/0000950170-25-009210-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/717806/000095017025009210/fusb-20250127.htm
  HTML page:      https://secwatch.observer/filing/0000950170-25-009210

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