{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-011056","form_type":"8-K","ticker":"FBIZ","cik":"0001521951","company_name":"FIRST BUSINESS FINANCIAL SERVICES, INC.","filed_at":"2025-01-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.876131+00:00","generated_at":"2026-05-27T05:17:50.768049+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Business Financial Services posts record Q4 net income $14.2M, EPS $1.71","bullets":["Q4 net income available to common $14.2M, EPS $1.71 vs $9.6M/$1.15 in Q4 2023.","Net interest margin expanded to 3.77% from 3.64% in Q3 2024; net interest income up 6.9% linked.","Loans grew $63.6M (8.3% annualized) from Q3 to $3.113B; YoY loan growth 9.3%.","Record operating revenue $41.2M, up 8.1% linked and 12.3% YoY; PTPP income record $17.7M.","Reported EPS includes $0.28/sh tax and SBA recourse benefits; adjusted EPS $1.43."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-011056","json":"https://secwatch.observer/filing/0000950170-25-011056.json","markdown":"https://secwatch.observer/filing/0000950170-25-011056.md","text":"https://secwatch.observer/filing/0000950170-25-011056.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1521951/000095017025011056/0000950170-25-011056-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1521951/000095017025011056/fbiz-20250130.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T05:17:50.768049+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}