secwatch.observer — SEC 8-K summary
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Issuer:     FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ)
CIK:        0001521951
Form:       8-K
Filed at:   2025-01-30T23:59:59+00:00
Accession:  0000950170-25-011056
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Business Financial Services posts record Q4 net income $14.2M, EPS $1.71
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- Q4 net income available to common $14.2M, EPS $1.71 vs $9.6M/$1.15 in Q4 2023.
- Net interest margin expanded to 3.77% from 3.64% in Q3 2024; net interest income up 6.9% linked.
- Loans grew $63.6M (8.3% annualized) from Q3 to $3.113B; YoY loan growth 9.3%.
- Record operating revenue $41.2M, up 8.1% linked and 12.3% YoY; PTPP income record $17.7M.
- Reported EPS includes $0.28/sh tax and SBA recourse benefits; adjusted EPS $1.43.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1521951/000095017025011056/0000950170-25-011056-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1521951/000095017025011056/fbiz-20250130.htm
  HTML page:      https://secwatch.observer/filing/0000950170-25-011056

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