---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-011190"
form_type: "8-K"
ticker: "BRBS"
cik: "0000842717"
company_name: "BLUE RIDGE BANKSHARES, INC."
filed_at: "2025-01-30T23:59:59+00:00"
generated_at: "2026-05-27T06:12:14.082664+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Blue Ridge Bankshares Q4 net loss $2.0M; exits 45 fintech BaaS partnerships

## Summary
- Net loss of $2.0M ($0.03/sh) vs net income of $0.9M ($0.01/sh) in Q3 2024.
- Exited 45 fintech BaaS depository partnerships, reducing related deposits by $445M in 2024.
- Nonperforming loans improved to 0.93% of assets from 1.09% in Q3; net loan charge-offs $1.9M.
- Noninterest expense down 3% from Q3 and 16% from Q4 2023; headcount reduced 14% YoY.
- Bank's tier 1 leverage ratio 11.80% exceeds 10.00% consent order minimum; total risk-based capital 17.26% above 13.00% minimum.

## SEC filing metadata
- accession: 0000950170-25-011190
- form_type: 8-K
- ticker: BRBS
- cik: 0000842717
- company_name: BLUE RIDGE BANKSHARES, INC.
- filed_at: 2025-01-30T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/842717/000095017025011190/0000950170-25-011190-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/842717/000095017025011190/brbs-20250130.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-011190
- JSON: https://secwatch.observer/filing/0000950170-25-011190.json
- Plain text: https://secwatch.observer/filing/0000950170-25-011190.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.