secwatch.observer — SEC 8-K summary
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Issuer:     Enova International, Inc. (ENVA)
CIK:        0001529864
Form:       8-K
Filed at:   2025-02-04T23:59:59+00:00
Accession:  0000950170-25-013461
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Enova Q4 revenue $730M +25% YoY; adjusted EPS $2.61 +43%; portfolio hits $4B
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- Q4 total revenue $730M (+25% YoY); diluted EPS $2.30 (+104%); adjusted EPS $2.61 (+43%).
- Net revenue margin 57% (vs 56% in Q4 2023); total loans and receivables $4.0B (+20% YoY).
- Full year 2024 revenue $2.7B (+26%); adjusted EBITDA $657M (+31%); adjusted EPS $9.15 (+34%).
- Q4 originations $1.7B (+20% YoY); repurchased $51M of common stock under buyback program.
- CEO says 2024 strongest year on record; confident in 2025 momentum.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1529864/000095017025013461/0000950170-25-013461-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1529864/000095017025013461/enva-20250204.htm
  HTML page:      https://secwatch.observer/filing/0000950170-25-013461

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer