{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-014178","form_type":"8-K","ticker":"ECBK","cik":"0001914605","company_name":"ECB Bancorp, Inc. /MD/","filed_at":"2025-02-05T23:59:59+00:00","discovered_at":"2026-05-14T18:03:05.568218+00:00","generated_at":"2026-05-27T02:53:58.304127+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"ECB Bancorp reports Q4 2024 net income of $1.4 million; annual net income $4.0 million","bullets":["Net income for Q4 2024 was $1.4 million ($0.17 per share), up from $789,000 ($0.09 per share) in Q4 2023.","Full year 2024 net income was $4.0 million ($0.48 per share), down from $4.5 million ($0.52 per share) in 2023.","Deposits grew 15.0% to $998.5 million, outpacing loan growth of 9.3% to $1.15 billion as of Dec 31, 2024.","Tangible book value per share increased to $18.50 from $17.75; stock repurchase program executed during 2024.","Annual meeting of stockholders announced for May 21, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-014178","json":"https://secwatch.observer/filing/0000950170-25-014178.json","markdown":"https://secwatch.observer/filing/0000950170-25-014178.md","text":"https://secwatch.observer/filing/0000950170-25-014178.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1914605/000095017025014178/0000950170-25-014178-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1914605/000095017025014178/ecbk-20250205.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud","generated_at":"2026-05-27T02:53:58.304127+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}