{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-022248","form_type":"8-K","ticker":"FBLA","cik":"0002013639","company_name":"FB Bancorp, Inc. /MD/","filed_at":"2025-02-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:05.798629+00:00","generated_at":"2026-05-26T17:42:51.304288+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"FB Bancorp posts FY 2024 net loss of $6.2M; Q4 loss $5.4M on $5.8M goodwill impairment","bullets":["Net loss of $6.2M for FY 2024 vs. net income of $1.1M in FY 2023; Q4 net loss $5.4M vs. $1.2M loss in Q4 2023.","Goodwill impairment of $5.8M in Q4 related to NOLA Lending Group; excluding it, Q4 net income would have been $425K.","Net interest income rose 5.18% to $46.5M for FY 2024; net interest margin fell to 4.36% from 4.72%.","Non-interest income down 19.72% to $20.0M due to lower mortgage servicing gains and sales.","Raised $198.4M in IPO in October 2024; total assets $1.22B; equity-to-assets 26.72% from 13.93%."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-022248","json":"https://secwatch.observer/filing/0000950170-25-022248.json","markdown":"https://secwatch.observer/filing/0000950170-25-022248.md","text":"https://secwatch.observer/filing/0000950170-25-022248.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/2013639/000095017025022248/0000950170-25-022248-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/2013639/000095017025022248/ck0002013639-20250218.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T17:42:51.304288+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}