---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-022248"
form_type: "8-K"
ticker: "FBLA"
cik: "0002013639"
company_name: "FB Bancorp, Inc. /MD/"
filed_at: "2025-02-18T23:59:59+00:00"
generated_at: "2026-05-26T17:42:51.304288+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# FB Bancorp posts FY 2024 net loss of $6.2M; Q4 loss $5.4M on $5.8M goodwill impairment

## Summary
- Net loss of $6.2M for FY 2024 vs. net income of $1.1M in FY 2023; Q4 net loss $5.4M vs. $1.2M loss in Q4 2023.
- Goodwill impairment of $5.8M in Q4 related to NOLA Lending Group; excluding it, Q4 net income would have been $425K.
- Net interest income rose 5.18% to $46.5M for FY 2024; net interest margin fell to 4.36% from 4.72%.
- Non-interest income down 19.72% to $20.0M due to lower mortgage servicing gains and sales.
- Raised $198.4M in IPO in October 2024; total assets $1.22B; equity-to-assets 26.72% from 13.93%.

## SEC filing metadata
- accession: 0000950170-25-022248
- form_type: 8-K
- ticker: FBLA
- cik: 0002013639
- company_name: FB Bancorp, Inc. /MD/
- filed_at: 2025-02-18T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2013639/000095017025022248/0000950170-25-022248-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2013639/000095017025022248/ck0002013639-20250218.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-022248
- JSON: https://secwatch.observer/filing/0000950170-25-022248.json
- Plain text: https://secwatch.observer/filing/0000950170-25-022248.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.