{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-023264","form_type":"8-K","ticker":"CMTG","cik":"0001666291","company_name":"Claros Mortgage Trust, Inc.","filed_at":"2025-02-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:04.373183+00:00","generated_at":"2026-05-26T11:57:38.574261+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"CMTG Q4 GAAP net loss $100.7M; distributable loss $83.2M; book value $14.12","bullets":["GAAP net loss of $100.7M ($0.72/sh) for Q4; full-year net loss $221.3M ($1.60/sh).","Distributable loss Q4 $83.2M ($0.59/sh); distributable earnings before realized gains/losses $25.4M ($0.18/sh).","Loan portfolio $6.1B, 45% risk-rated 4+; CECL reserve 4.3% of UPB (specific 18.2% on 5 loans).","Received $300M loan repayments/sales in Q4; total liquidity $102M including $99M cash.","Reclassified hotel REO to held-for-sale; recognized $80.5M book loss; expects ~$60M liquidity from sale."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-023264","json":"https://secwatch.observer/filing/0000950170-25-023264.json","markdown":"https://secwatch.observer/filing/0000950170-25-023264.md","text":"https://secwatch.observer/filing/0000950170-25-023264.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1666291/000095017025023264/0000950170-25-023264-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1666291/000095017025023264/cmtg-20250219.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T11:57:38.574261+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}