---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-023264"
form_type: "8-K"
ticker: "CMTG"
cik: "0001666291"
company_name: "Claros Mortgage Trust, Inc."
filed_at: "2025-02-19T23:59:59+00:00"
generated_at: "2026-05-26T11:57:38.574261+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# CMTG Q4 GAAP net loss $100.7M; distributable loss $83.2M; book value $14.12

## Summary
- GAAP net loss of $100.7M ($0.72/sh) for Q4; full-year net loss $221.3M ($1.60/sh).
- Distributable loss Q4 $83.2M ($0.59/sh); distributable earnings before realized gains/losses $25.4M ($0.18/sh).
- Loan portfolio $6.1B, 45% risk-rated 4+; CECL reserve 4.3% of UPB (specific 18.2% on 5 loans).
- Received $300M loan repayments/sales in Q4; total liquidity $102M including $99M cash.
- Reclassified hotel REO to held-for-sale; recognized $80.5M book loss; expects ~$60M liquidity from sale.

## SEC filing metadata
- accession: 0000950170-25-023264
- form_type: 8-K
- ticker: CMTG
- cik: 0001666291
- company_name: Claros Mortgage Trust, Inc.
- filed_at: 2025-02-19T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1666291/000095017025023264/0000950170-25-023264-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1666291/000095017025023264/cmtg-20250219.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-023264
- JSON: https://secwatch.observer/filing/0000950170-25-023264.json
- Plain text: https://secwatch.observer/filing/0000950170-25-023264.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.