---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-024767"
form_type: "8-K"
ticker: "UWHR"
cik: "0000898171"
company_name: "UWHARRIE CAPITAL CORP"
filed_at: "2025-02-21T23:59:59+00:00"
generated_at: "2026-05-26T07:49:22.929961+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Uwharrie Capital Corp FY2024 net income rises 15% to $9.9M; EPS $1.30 vs $1.09

## Summary
- Total assets grew to $1.13 billion at Dec 31, 2024 from $1.07 billion a year earlier.
- Net income for 2024 was $9.9 million compared to $8.6 million in 2023.
- Diluted EPS available to common shareholders was $1.30 versus $1.09 in the prior year.
- Improvement attributed to increased net interest margin on a larger loan portfolio.

## SEC filing metadata
- accession: 0000950170-25-024767
- form_type: 8-K
- ticker: UWHR
- cik: 0000898171
- company_name: UWHARRIE CAPITAL CORP
- filed_at: 2025-02-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/898171/000095017025024767/0000950170-25-024767-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/898171/000095017025024767/uwhr-20250221.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-024767
- JSON: https://secwatch.observer/filing/0000950170-25-024767.json
- Plain text: https://secwatch.observer/filing/0000950170-25-024767.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.