{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-025600","form_type":"8-K","ticker":"EVER","cik":"0001640428","company_name":"EverQuote, Inc.","filed_at":"2025-02-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:04.274545+00:00","generated_at":"2026-05-26T05:55:40.015093+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"EverQuote Q4 revenue $147.5M (+165% YoY); net income $12.3M vs loss; FY revenue $500.2M","bullets":["Q4 auto insurance revenue $135.9M, up >200% YoY; VMD $44.0M, >110% YoY growth.","Full year 2024 net income $32.2M vs loss of $51.3M in 2023; operating cash flow $66.6M.","Q4 Adjusted EBITDA $18.9M vs -$0.9M; full year $58.2M vs $0.5M.","Q1 2025 guidance: revenue $155-160M, Adj. EBITDA $19-21M.","Cash $102.1M at year-end, no debt."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-025600","json":"https://secwatch.observer/filing/0000950170-25-025600.json","markdown":"https://secwatch.observer/filing/0000950170-25-025600.md","text":"https://secwatch.observer/filing/0000950170-25-025600.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1640428/000095017025025600/0000950170-25-025600-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1640428/000095017025025600/ever-20250224.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T05:55:40.015093+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}