{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-029133","form_type":"8-K","ticker":"HCI","cik":"0001400810","company_name":"HCI Group, Inc.","filed_at":"2025-02-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.523705+00:00","generated_at":"2026-05-26T01:27:25.443411+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"HCI Group Q4 2024 diluted EPS $0.23, full year $8.89; gross premiums up 38%","bullets":["Q4 2024 diluted EPS $0.23, down from $3.40 in Q4 2023; adjusted EPS $0.31.","Full year 2024 diluted EPS $8.89, up from $7.62 in 2023; adjusted EPS $8.75.","Gross premiums earned Q4 $297.5M (+38% YoY); full year $1,083.2M (+41.5%).","Q4 net loss from Hurricane Milton $78.0M; full year hurricane losses total $127.5M.","Plans to keep rates flat; expanding technology to other carriers and geographies."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-029133","json":"https://secwatch.observer/filing/0000950170-25-029133.json","markdown":"https://secwatch.observer/filing/0000950170-25-029133.md","text":"https://secwatch.observer/filing/0000950170-25-029133.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1400810/000095017025029133/0000950170-25-029133-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1400810/000095017025029133/hci-20250227.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T01:27:25.443411+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}