secwatch.observer — SEC 8-K summary
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Issuer:     HCI Group, Inc. (HCI)
CIK:        0001400810
Form:       8-K
Filed at:   2025-02-27T23:59:59+00:00
Accession:  0000950170-25-029133
Event type: earnings
Sentiment:  neutral
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

HCI Group Q4 2024 diluted EPS $0.23, full year $8.89; gross premiums up 38%
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- Q4 2024 diluted EPS $0.23, down from $3.40 in Q4 2023; adjusted EPS $0.31.
- Full year 2024 diluted EPS $8.89, up from $7.62 in 2023; adjusted EPS $8.75.
- Gross premiums earned Q4 $297.5M (+38% YoY); full year $1,083.2M (+41.5%).
- Q4 net loss from Hurricane Milton $78.0M; full year hurricane losses total $127.5M.
- Plans to keep rates flat; expanding technology to other carriers and geographies.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1400810/000095017025029133/0000950170-25-029133-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1400810/000095017025029133/hci-20250227.htm
  HTML page:      https://secwatch.observer/filing/0000950170-25-029133

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer