---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-030848"
form_type: "8-K"
ticker: "RPAY"
cik: "0001720592"
company_name: "Repay Holdings Corp"
filed_at: "2025-03-03T23:59:59+00:00"
generated_at: "2026-05-25T19:04:41.765720+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# REPAY Q4 revenue $78.3M (+3% YoY), net loss $4M; launches strategic review

## Summary
- Gross profit Q4 $59.7M (+2% YoY); full year gross profit +6%.
- Adjusted EBITDA Q4 $36.5M (+9% YoY); full year adjusted EBITDA growth.
- Q4 net loss $4.0M vs $77.7M loss in Q4 2023 (includes $75.7M impairment).
- Free cash flow Q4 $23.5M (+8% YoY); free cash flow conversion 64%.
- Board commenced strategic review process to explore potential alternatives.

## SEC filing metadata
- accession: 0000950170-25-030848
- form_type: 8-K
- ticker: RPAY
- cik: 0001720592
- company_name: Repay Holdings Corp
- filed_at: 2025-03-03T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1720592/000095017025030848/0000950170-25-030848-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1720592/000095017025030848/rpay-20250303.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-030848
- JSON: https://secwatch.observer/filing/0000950170-25-030848.json
- Plain text: https://secwatch.observer/filing/0000950170-25-030848.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.