{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-031973","form_type":"8-K","ticker":"MFIN","cik":"0001000209","company_name":"MEDALLION FINANCIAL CORP","filed_at":"2025-03-04T23:59:59+00:00","discovered_at":"2026-05-14T18:03:02.617277+00:00","generated_at":"2026-05-25T12:30:55.700546+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"confidence":"high","headline":"Medallion Financial Q4 net income $10.1M ($0.43/sh) vs $14.3M YoY; dividend up 10%","bullets":["Q4 net income $10.1M ($0.43/sh) down from $14.3M ($0.60/sh) YoY; full-year $35.9M ($1.52/sh) vs $55.1M ($2.37/sh).","Net interest income grew 6% to $52.0M in Q4; full-year loan originations exceeded $1B for first time.","Credit loss provision jumped to $20.6M in Q4 from $10.8M YoY; allowance increased.","Board increased quarterly dividend 10% to $0.11/sh, payable March 31.","Recorded $3.0M charge for SEC settlement agreement in principle; $5.5M insurance benefit for legal costs."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-031973","json":"https://secwatch.observer/filing/0000950170-25-031973.json","markdown":"https://secwatch.observer/filing/0000950170-25-031973.md","text":"https://secwatch.observer/filing/0000950170-25-031973.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1000209/000095017025031973/0000950170-25-031973-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1000209/000095017025031973/mfin-20250304.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-25T12:30:55.700546+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}