---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-031973"
form_type: "8-K"
ticker: "MFIN"
cik: "0001000209"
company_name: "MEDALLION FINANCIAL CORP"
filed_at: "2025-03-04T23:59:59+00:00"
generated_at: "2026-05-25T12:30:55.700546+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Medallion Financial Q4 net income $10.1M ($0.43/sh) vs $14.3M YoY; dividend up 10%

## Summary
- Q4 net income $10.1M ($0.43/sh) down from $14.3M ($0.60/sh) YoY; full-year $35.9M ($1.52/sh) vs $55.1M ($2.37/sh).
- Net interest income grew 6% to $52.0M in Q4; full-year loan originations exceeded $1B for first time.
- Credit loss provision jumped to $20.6M in Q4 from $10.8M YoY; allowance increased.
- Board increased quarterly dividend 10% to $0.11/sh, payable March 31.
- Recorded $3.0M charge for SEC settlement agreement in principle; $5.5M insurance benefit for legal costs.

## SEC filing metadata
- accession: 0000950170-25-031973
- form_type: 8-K
- ticker: MFIN
- cik: 0001000209
- company_name: MEDALLION FINANCIAL CORP
- filed_at: 2025-03-04T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1000209/000095017025031973/0000950170-25-031973-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1000209/000095017025031973/mfin-20250304.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-031973
- JSON: https://secwatch.observer/filing/0000950170-25-031973.json
- Plain text: https://secwatch.observer/filing/0000950170-25-031973.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.