---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-037169"
form_type: "8-K"
ticker: "VRM"
cik: "0001580864"
company_name: "Vroom, Inc."
filed_at: "2025-03-11T23:59:59+00:00"
generated_at: "2026-05-24T23:41:53.490907+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Vroom reports Q4/FY2024 net loss, completes recapitalization, secures $25M credit line

## Summary
- $(36.7)M and $(138.2)M net loss from continuing ops in Q4 and FY2024, respectively.
- Adjusted EBITDA loss of $(18.2)M in Q4 and $(83.4)M in full year 2024.
- Completed recap of convertible notes Jan 14, 2025; expects post-emergence tangible book value ~$150M.
- Secured $25M line of credit in March 2025; cash & excess liquidity $57.5M at Dec 31, 2024.
- UACC announced 17th securitization of $324M asset-backed notes, expected to close mid-March 2025.

## SEC filing metadata
- accession: 0000950170-25-037169
- form_type: 8-K
- ticker: VRM
- cik: 0001580864
- company_name: Vroom, Inc.
- filed_at: 2025-03-11T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1580864/000095017025037169/0000950170-25-037169-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1580864/000095017025037169/vrm-20250311.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-037169
- JSON: https://secwatch.observer/filing/0000950170-25-037169.json
- Plain text: https://secwatch.observer/filing/0000950170-25-037169.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.