---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-047195"
form_type: "8-K"
ticker: "LMFA"
cik: "0001640384"
company_name: "LM FUNDING AMERICA, INC."
filed_at: "2025-03-31T23:59:59+00:00"
generated_at: "2026-05-24T01:53:41.224252+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# LM Funding Q4 2024 net income $2.0M vs prior loss; Core EBITDA $3.3M

## Summary
- Q4 2024 revenue $2.0M from mining 21.7 Bitcoin; full-year revenue $11.0M.
- Q4 net income $2.0M vs net loss of $1.6M YoY; full-year net loss narrowed to $7.3M from $15.9M.
- Core EBITDA Q4 $3.3M vs $0.3M; full-year $3.9M vs loss of $0.2M.
- Held 165.8 Bitcoin as of Feb 28, 2025, valued ~$14.4M (approx. $87K/BTC).
- Completed 15 MW Oklahoma site acquisition; upgrading fleet with Luxor firmware to boost efficiency 10-15%.

## SEC filing metadata
- accession: 0000950170-25-047195
- form_type: 8-K
- ticker: LMFA
- cik: 0001640384
- company_name: LM FUNDING AMERICA, INC.
- filed_at: 2025-03-31T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1640384/000095017025047195/0000950170-25-047195-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1640384/000095017025047195/lmfa-20250331.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-047195
- JSON: https://secwatch.observer/filing/0000950170-25-047195.json
- Plain text: https://secwatch.observer/filing/0000950170-25-047195.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.