---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-047339"
form_type: "8-K"
ticker: "NKSH"
cik: "0000796534"
company_name: "NATIONAL BANKSHARES INC"
filed_at: "2025-03-31T23:59:59+00:00"
generated_at: "2026-05-24T02:40:37.376539+00:00"
event_type: "leadership"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# National Bankshares CEO F. Brad Denardo to retire June 30; Lara E. Ramsey appointed successor

## Summary
- F. Brad Denardo will retire as CEO of National Bankshares and its bank subsidiary effective June 30, 2025; remains Chairman.
- President Lara E. Ramsey appointed President & CEO effective July 1, 2025; joined company in 1996, previously COO.
- Denardo enters consulting agreement with monthly fee of $6,000 from July 2025 to June 2026.
- Denardo had served as CEO since 2017, with company for over 40 years.

## SEC filing metadata
- accession: 0000950170-25-047339
- form_type: 8-K
- ticker: NKSH
- cik: 0000796534
- company_name: NATIONAL BANKSHARES INC
- filed_at: 2025-03-31T23:59:59+00:00
- event_type: leadership
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 5.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/796534/000095017025047339/0000950170-25-047339-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/796534/000095017025047339/nksh-20250331.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-047339
- JSON: https://secwatch.observer/filing/0000950170-25-047339.json
- Plain text: https://secwatch.observer/filing/0000950170-25-047339.txt

## Key facts
- Executive change
  Lara E. Ramsey was appointed as President and Chief Executive Officer at NATIONAL BANKSHARES INC.
  - Action: appointed
  - Role: President and Chief Executive Officer
  source text: The Company also announced that effective July 1, 2025, Lara E. Ramsey, the President of the Company and the Bank, has been appointed by the Boards of Directors of the Company and the Bank to succeed Mr. Denardo as President and Chief Executive Officer of the Company and the Bank upon his retirement.
  evidence_url: https://www.sec.gov/Archives/edgar/data/796534/000095017025047339/0000950170-25-047339-index.htm
- Executive change
  F. Brad Denardo changed role as Chief Executive Officer at NATIONAL BANKSHARES INC.
  - Action: retire
  - Role: Chief Executive Officer
  source text: F. Brad Denardo, the Chief Executive Officer of the Company and the Company’s wholly owned banking subsidiary, The National Bank of Blacksburg (the “Bank”), will retire from such positions effective June 30, 2025.
  evidence_url: https://www.sec.gov/Archives/edgar/data/796534/000095017025047339/0000950170-25-047339-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.