---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-047809"
form_type: "8-K"
ticker: "PRHI"
cik: "0001502292"
company_name: "Presurance Holdings, Inc."
filed_at: "2025-03-31T23:59:59+00:00"
generated_at: "2026-05-24T01:42:58.008745+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Conifer Q4 net loss $25.4M; personal lines premiums up 10.6%

## Summary
- Q4 2024 net loss allocable to common shareholders of $25.4M ($2.08 diluted loss per share) vs $19.5M loss a year ago.
- Full year 2024 net income allocable to common shareholders of $23.5M ($1.93 per share) aided by $61M gain on agency sale.
- Personal lines gross written premiums rose 10.6% to $10.6M in Q4; commercial lines gross written premiums fell 79%.
- Total combined ratio deteriorated to 292.9% in Q4 from 231.7% a year ago, reflecting commercial reserve strengthening.
- Book value per share improved to $1.76 at Dec 31, 2024, up from $0.24 a year earlier.

## SEC filing metadata
- accession: 0000950170-25-047809
- form_type: 8-K
- ticker: PRHI
- cik: 0001502292
- company_name: Presurance Holdings, Inc.
- filed_at: 2025-03-31T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1502292/000095017025047809/0000950170-25-047809-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1502292/000095017025047809/cnfr-20250328.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-047809
- JSON: https://secwatch.observer/filing/0000950170-25-047809.json
- Plain text: https://secwatch.observer/filing/0000950170-25-047809.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.