secwatch.observer — SEC 8-K summary
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Issuer:     Presurance Holdings, Inc. (PRHI)
CIK:        0001502292
Form:       8-K
Filed at:   2025-03-31T23:59:59+00:00
Accession:  0000950170-25-047809
Event type: earnings
Sentiment:  negative
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Conifer Q4 net loss $25.4M; personal lines premiums up 10.6%
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- Q4 2024 net loss allocable to common shareholders of $25.4M ($2.08 diluted loss per share) vs $19.5M loss a year ago.
- Full year 2024 net income allocable to common shareholders of $23.5M ($1.93 per share) aided by $61M gain on agency sale.
- Personal lines gross written premiums rose 10.6% to $10.6M in Q4; commercial lines gross written premiums fell 79%.
- Total combined ratio deteriorated to 292.9% in Q4 from 231.7% a year ago, reflecting commercial reserve strengthening.
- Book value per share improved to $1.76 at Dec 31, 2024, up from $0.24 a year earlier.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1502292/000095017025047809/0000950170-25-047809-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1502292/000095017025047809/cnfr-20250328.htm
  HTML page:      https://secwatch.observer/filing/0000950170-25-047809

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