{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-049532","form_type":"8-K","ticker":"RM","cik":"0001519401","company_name":"Regional Management Corp.","filed_at":"2025-04-02T23:59:59+00:00","discovered_at":"2026-05-14T18:02:48.583469+00:00","generated_at":"2026-05-23T23:34:37.342728+00:00","sec_items":["1.01","2.03","7.01","8.01","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Regional Management closes $265M asset-backed securitization; redeems $180M 2020-1 notes","bullets":["$265M notes issued at weighted-average coupon 5.30% (5 bps improvement over prior RMIT 2024-2).","Notes secured by $298M consumer loans; Class A rated AAA by S&P and Morningstar DBRS.","Proceeds used to pay down variable rate debt and fully redeem $180M 2020-1 securitization.","Fixed-rate debt now ~91% of total debt at 4.4% weighted-average coupon; revolving duration 1.3 years."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-049532","json":"https://secwatch.observer/filing/0000950170-25-049532.json","markdown":"https://secwatch.observer/filing/0000950170-25-049532.md","text":"https://secwatch.observer/filing/0000950170-25-049532.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1519401/000095017025049532/0000950170-25-049532-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1519401/000095017025049532/rm-20250331.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T23:34:37.342728+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}