{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-049821","form_type":"8-K","ticker":"VRM","cik":"0001580864","company_name":"Vroom, Inc.","filed_at":"2025-04-03T23:59:59+00:00","discovered_at":"2026-05-14T18:02:48.868453+00:00","generated_at":"2026-05-23T22:36:37.523864+00:00","sec_items":["1.01","2.03"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Vroom amends warehouse credit facility: extends maturity to 2027, cuts capacity to $200M","bullets":["Entry into amendment of revolving credit facility by UACC and VFS Near Prime Trust I as borrower.","Maturity extended to April 12, 2027; aggregate borrowing capacity reduced from $225M to $200M.","All other material terms of the Warehouse Credit Facility remain unchanged.","Funding termination date could be accelerated upon occurrence of defined events of default."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-049821","json":"https://secwatch.observer/filing/0000950170-25-049821.json","markdown":"https://secwatch.observer/filing/0000950170-25-049821.md","text":"https://secwatch.observer/filing/0000950170-25-049821.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1580864/000095017025049821/0000950170-25-049821-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1580864/000095017025049821/vrm-20250328.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T22:36:37.523864+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}