{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-051364","form_type":"8-K","ticker":"TCBX","cik":"0001781730","company_name":"Third Coast Bancshares, Inc.","filed_at":"2025-04-07T23:59:59+00:00","discovered_at":"2026-05-14T18:02:49.688358+00:00","generated_at":"2026-05-23T19:49:08.339644+00:00","sec_items":["8.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Third Coast Bancshares securitizes $200M CRE loan, reduces risk-weighted assets","bullets":["Originated $200M revolving CRE loan secured by 11 master-planned communities in TX.","Sold participation to EJF CRT 2025-1 Depositor; retained other participation interests.","Bank bought Class A-1 Notes; affiliates of depositor bought Class M-1 Notes.","Expected to reduce risk-weighted assets and construction loan concentration.","First securitization for Third Coast; improves on-balance sheet portfolio diversity."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-051364","json":"https://secwatch.observer/filing/0000950170-25-051364.json","markdown":"https://secwatch.observer/filing/0000950170-25-051364.md","text":"https://secwatch.observer/filing/0000950170-25-051364.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1781730/000095017025051364/0000950170-25-051364-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1781730/000095017025051364/tcbx-20250401.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T19:49:08.339644+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}