---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-051364"
form_type: "8-K"
ticker: "TCBX"
cik: "0001781730"
company_name: "Third Coast Bancshares, Inc."
filed_at: "2025-04-07T23:59:59+00:00"
generated_at: "2026-05-23T19:49:08.339644+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Third Coast Bancshares securitizes $200M CRE loan, reduces risk-weighted assets

## Summary
- Originated $200M revolving CRE loan secured by 11 master-planned communities in TX.
- Sold participation to EJF CRT 2025-1 Depositor; retained other participation interests.
- Bank bought Class A-1 Notes; affiliates of depositor bought Class M-1 Notes.
- Expected to reduce risk-weighted assets and construction loan concentration.
- First securitization for Third Coast; improves on-balance sheet portfolio diversity.

## SEC filing metadata
- accession: 0000950170-25-051364
- form_type: 8-K
- ticker: TCBX
- cik: 0001781730
- company_name: Third Coast Bancshares, Inc.
- filed_at: 2025-04-07T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1781730/000095017025051364/0000950170-25-051364-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1781730/000095017025051364/tcbx-20250401.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-051364
- JSON: https://secwatch.observer/filing/0000950170-25-051364.json
- Plain text: https://secwatch.observer/filing/0000950170-25-051364.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.