{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-054295","form_type":"8-K","ticker":"HWC","cik":"0000750577","company_name":"HANCOCK WHITNEY CORP","filed_at":"2025-04-15T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.153394+00:00","generated_at":"2026-05-23T15:13:38.425243+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Hancock Whitney Q1 2025 EPS $1.38, NIM 3.43% up 2bps, CET1 14.51%","bullets":["Net income $119.5M ($1.38 EPS) vs $122.1M ($1.40) prior quarter and $108.6M ($1.24) year ago.","Loans fell $201.3M (-1% linked-quarter); deposits down $298.1M (-1%); mgmt expects low-single-digit full-year growth.","ACL coverage 1.49% (up 2bps); criticized commercial loans decreased to $594.1M; nonaccrual loans rose to $104.2M.","NIM (TE) 3.43%, up 2bps; efficiency ratio 55.22% vs 54.46% prior. PPNR $162.4M.","CET1 ratio 14.51% (+37bps); TCE 10.01% (+54bps); repurchased 350K shares at avg $59.25; quarterly dividend up 50% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-054295","json":"https://secwatch.observer/filing/0000950170-25-054295.json","markdown":"https://secwatch.observer/filing/0000950170-25-054295.md","text":"https://secwatch.observer/filing/0000950170-25-054295.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/750577/000095017025054295/0000950170-25-054295-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/750577/000095017025054295/hwc-20250415.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T15:13:38.425243+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}