secwatch.observer — SEC 8-K summary
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Issuer:     HANCOCK WHITNEY CORP (HWC)
CIK:        0000750577
Form:       8-K
Filed at:   2025-04-15T23:59:59+00:00
Accession:  0000950170-25-054295
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Hancock Whitney Q1 2025 EPS $1.38, NIM 3.43% up 2bps, CET1 14.51%
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- Net income $119.5M ($1.38 EPS) vs $122.1M ($1.40) prior quarter and $108.6M ($1.24) year ago.
- Loans fell $201.3M (-1% linked-quarter); deposits down $298.1M (-1%); mgmt expects low-single-digit full-year growth.
- ACL coverage 1.49% (up 2bps); criticized commercial loans decreased to $594.1M; nonaccrual loans rose to $104.2M.
- NIM (TE) 3.43%, up 2bps; efficiency ratio 55.22% vs 54.46% prior. PPNR $162.4M.
- CET1 ratio 14.51% (+37bps); TCE 10.01% (+54bps); repurchased 350K shares at avg $59.25; quarterly dividend up 50% YoY.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/750577/000095017025054295/0000950170-25-054295-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/750577/000095017025054295/hwc-20250415.htm
  HTML page:      https://secwatch.observer/filing/0000950170-25-054295

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer