---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-054774"
form_type: "8-K"
ticker: "CSBB"
cik: "0000880417"
company_name: "CSB Bancorp, Inc."
filed_at: "2025-04-16T23:59:59+00:00"
generated_at: "2026-05-23T14:08:15.605665+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# CSB Bancorp Q1 net income rises 23% to $3.6M; EPS $1.37 vs $1.10

## Summary
- Net income $3.616M, diluted EPS $1.37 (up 25% from $1.10 YoY); ROE 12.58% vs 10.84%.
- Net interest income up 6% ($533K); FTE net interest margin 3.48% vs 3.37%.
- Nonperforming loans $1.6M (0.21%) vs $361K (0.05%) a year ago; provision expense down $750K.
- Book value per share $44.80 (+9% YoY); quarterly dividend $0.40 (3.6% yield).
- Net loan balances up 3% in Q1; commercial loan demand leveled due to tariff/tax policy uncertainty.

## SEC filing metadata
- accession: 0000950170-25-054774
- form_type: 8-K
- ticker: CSBB
- cik: 0000880417
- company_name: CSB Bancorp, Inc.
- filed_at: 2025-04-16T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/880417/000095017025054774/0000950170-25-054774-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/880417/000095017025054774/csbb-20250416.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-054774
- JSON: https://secwatch.observer/filing/0000950170-25-054774.json
- Plain text: https://secwatch.observer/filing/0000950170-25-054774.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.