earnings
confidence high
sentiment positive
materiality 0.65
BancFirst Q1 net income $56.1M ($1.67 EPS) up 11.5% YoY; cautious outlook on economic slowdown
BANCFIRST CORP /OK/
2025-Q1 EPS reported
$1.66
- Net income $56.1M ($1.67 diluted EPS) vs $50.3M ($1.50) in Q1 2024; net interest income $115.9M vs $106.1M.
- Net interest margin unchanged at 3.70%; provision for credit losses $1.6M (down from $4.0M); net charge-offs $503K.
- Noninterest expense $92.2M, includes $4.4M Volcker rule-related equity disposition; noninterest income $49.0M.
- Loans grew $69.6M to $8.1B; deposits up $408.2M to $12.1B; nonaccrual loans 0.70%, allowance unchanged at 1.24%.
- CEO David Harlow cites bond/equity volatility and increased likelihood of economic slowdown; reserves held steady.