{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-055568","form_type":"8-K","ticker":"FFIN","cik":"0000036029","company_name":"FIRST FINANCIAL BANKSHARES INC","filed_at":"2025-04-17T23:59:59+00:00","discovered_at":"2026-05-14T18:02:50.959893+00:00","generated_at":"2026-05-23T12:32:06.668264+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.72,"calibrated_materiality_score":0.72,"confidence":"high","headline":"First Financial Q1 net income $61.4M, EPS $0.43 beats prior-year $0.37","bullets":["Net income $61.35M vs $53.40M Q1 2024; diluted EPS $0.43 vs $0.37.","Net interest margin expanded to 3.74% from 3.34% YoY; NII $118.8M vs $100.2M.","Loans grew to $7.95B (+1.67% annualized QoQ); deposits +$362.8M QoQ.","Provision for credit losses $3.53M vs $808K; NPAs/loans + foreclosed 0.78% vs 0.51%.","Efficiency ratio improved to 46.36% from 48.37% a year ago."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-055568","json":"https://secwatch.observer/filing/0000950170-25-055568.json","markdown":"https://secwatch.observer/filing/0000950170-25-055568.md","text":"https://secwatch.observer/filing/0000950170-25-055568.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/36029/000095017025055568/0000950170-25-055568-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/36029/000095017025055568/ffin-20250417.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T12:32:06.668264+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}