{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-057341","form_type":"8-K","ticker":"WU","cik":"0001365135","company_name":"Western Union CO","filed_at":"2025-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:48.074548+00:00","generated_at":"2026-05-23T07:56:05.959285+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Western Union Q1 revenue $984M (-6%); GAAP EPS $0.36; reaffirms FY2025 outlook","bullets":["GAAP revenue $984M, down 6% YoY; adjusted revenue excluding Iraq down 2%.","GAAP EPS $0.36 vs $0.41 prior year; adjusted EPS $0.41 vs $0.45.","Branded Digital revenue up 7% (8% adjusted); transactions up 14% for eighth consecutive quarter of double-digit growth.","CMT revenue down 9% reported, down 2% adjusted ex-Iraq; transactions up 3%.","FY2025 outlook reaffirmed: revenue $4.09-4.19B GAAP, operating margin 18-20%, EPS $1.54-1.64."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-057341","json":"https://secwatch.observer/filing/0000950170-25-057341.json","markdown":"https://secwatch.observer/filing/0000950170-25-057341.md","text":"https://secwatch.observer/filing/0000950170-25-057341.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1365135/000095017025057341/0000950170-25-057341-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1365135/000095017025057341/wu-20250423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T07:56:05.959285+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}