{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-057392","form_type":"8-K","ticker":"FAF","cik":"0001472787","company_name":"First American Financial Corp","filed_at":"2025-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:48.404179+00:00","generated_at":"2026-05-23T08:00:22.287146+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First American Financial Q1 earnings beat: net income $74.2M, EPS $0.71, revenue up 11%","bullets":["Net income $74.2M ($0.71 diluted EPS) vs $46.7M ($0.45) YoY; adjusted net income $87.9M ($0.84 EPS).","Total revenue $1.58B, up 11% YoY; commercial revenue $183.8M, up 29%.","Title Insurance segment pretax margin improved to 7.2% (adjusted 7.9%) from 5.5% (adjusted 4.8%).","Home Warranty pretax margin 22.9% (adjusted 23.5%) vs 19.3% (adjusted 18.8%) YoY; claim loss rate improved to 37% from 42%.","Repurchased 447,812 shares for $28M in Q1; additional 323,174 shares for $19M in Q2 through Apr 23."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-057392","json":"https://secwatch.observer/filing/0000950170-25-057392.json","markdown":"https://secwatch.observer/filing/0000950170-25-057392.md","text":"https://secwatch.observer/filing/0000950170-25-057392.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1472787/000095017025057392/0000950170-25-057392-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1472787/000095017025057392/faf-20250423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T08:00:22.287146+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}