---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-057392"
form_type: "8-K"
ticker: "FAF"
cik: "0001472787"
company_name: "First American Financial Corp"
filed_at: "2025-04-23T23:59:59+00:00"
generated_at: "2026-05-23T08:00:22.287146+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# First American Financial Q1 earnings beat: net income $74.2M, EPS $0.71, revenue up 11%

## Summary
- Net income $74.2M ($0.71 diluted EPS) vs $46.7M ($0.45) YoY; adjusted net income $87.9M ($0.84 EPS).
- Total revenue $1.58B, up 11% YoY; commercial revenue $183.8M, up 29%.
- Title Insurance segment pretax margin improved to 7.2% (adjusted 7.9%) from 5.5% (adjusted 4.8%).
- Home Warranty pretax margin 22.9% (adjusted 23.5%) vs 19.3% (adjusted 18.8%) YoY; claim loss rate improved to 37% from 42%.
- Repurchased 447,812 shares for $28M in Q1; additional 323,174 shares for $19M in Q2 through Apr 23.

## SEC filing metadata
- accession: 0000950170-25-057392
- form_type: 8-K
- ticker: FAF
- cik: 0001472787
- company_name: First American Financial Corp
- filed_at: 2025-04-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1472787/000095017025057392/0000950170-25-057392-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1472787/000095017025057392/faf-20250423.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-057392
- JSON: https://secwatch.observer/filing/0000950170-25-057392.json
- Plain text: https://secwatch.observer/filing/0000950170-25-057392.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.