earnings
confidence high
sentiment positive
materiality 0.65
ECB Bancorp Q1 net income up 109% to $1.3M; EPS $0.16 vs $0.07
ECB Bancorp, Inc. /MD/
2025-Q1 EPS reported
$0.16
revenue$140,000
- Net income $1.3M, diluted EPS $0.16 (Q1 2025) vs $621K, $0.07 (Q1 2024).
- Net interest income rose 12.6% to $6.6M; net interest margin expanded 5 bp to 1.89%.
- Total assets grew 2.4% to $1.45B; loans up 3.6%, deposits up 3.8%.
- Completed initial stock repurchase program; book value per share $18.63 (+$0.13).
- Non-performing assets low at 0.09% of assets; allowance for credit losses 0.74%.