{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-057989","form_type":"8-K","ticker":"FBIZ","cik":"0001521951","company_name":"FIRST BUSINESS FINANCIAL SERVICES, INC.","filed_at":"2025-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:48.593801+00:00","generated_at":"2026-05-23T06:58:20.732471+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Business Financial Q1 net income $11.0M, EPS $1.32; loans up 9% annualized","bullets":["Net income available to common $11.0M vs $14.2M in Q4 2024 (Q4 had $0.28/share in tax & SBA benefits) and $8.6M in Q1 2024.","Operating revenue $40.8M, up 12.6% YoY; net interest margin 3.69% vs 3.58% a year ago.","Core deposits hit record $2.463B, up 11.1% annualized linked-quarter; total deposits grew 17.5% annualized.","Tangible book value per share $37.58, up 14% YoY; return on avg tangible common equity 14.12%.","Management targets 10% annual growth in loans, deposits, and revenue across most economic conditions."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-057989","json":"https://secwatch.observer/filing/0000950170-25-057989.json","markdown":"https://secwatch.observer/filing/0000950170-25-057989.md","text":"https://secwatch.observer/filing/0000950170-25-057989.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1521951/000095017025057989/0000950170-25-057989-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1521951/000095017025057989/fbiz-20250424.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T06:58:20.732471+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}