{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-058108","form_type":"8-K","ticker":"NKSH","cik":"0000796534","company_name":"NATIONAL BANKSHARES INC","filed_at":"2025-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.302187+00:00","generated_at":"2026-05-23T07:37:23.914503+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"National Bankshares Q1 2025 net income $3.24M ($0.51 EPS), up from $2.17M ($0.37) YoY","bullets":["Net income $3.24M, diluted EPS $0.51 vs $2.17M and $0.37 in Q1 2024.","Total assets $1.84B; net interest margin improved sequentially on lower deposit costs.","Opened new Roanoke, VA branch; core systems upgrade expected in Q2 2025.","Higher provision for loan losses due to loan growth and softening economic indicators.","FCB acquisition (June 2024) added $118.7M loans and $129.7M deposits; integration ongoing."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-058108","json":"https://secwatch.observer/filing/0000950170-25-058108.json","markdown":"https://secwatch.observer/filing/0000950170-25-058108.md","text":"https://secwatch.observer/filing/0000950170-25-058108.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/796534/000095017025058108/0000950170-25-058108-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/796534/000095017025058108/nksh-20250424.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T07:37:23.914503+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}