---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-060152"
form_type: "8-K"
ticker: "ENVA"
cik: "0001529864"
company_name: "Enova International, Inc."
filed_at: "2025-04-29T23:59:59+00:00"
generated_at: "2026-05-23T03:46:18.708810+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Enova Q1 revenue $746M (+22%), EPS $2.69 (+64%), originations +26%

## Summary
- Diluted EPS $2.69 (+64% YoY); adjusted EPS $2.98 (+56% YoY).
- Total revenue $746M (+22% YoY); net revenue margin stable at 57%.
- Originations $1.7B (+26% YoY); combined loans & finance receivables record $4.1B (+20% YoY).
- Net charge-off ratio stable at 8.6%; 30+ day delinquency improved to 7.7%.
- Share repurchases $63M in Q1; liquidity $1.1B including cash, marketable securities & facility capacity.

## SEC filing metadata
- accession: 0000950170-25-060152
- form_type: 8-K
- ticker: ENVA
- cik: 0001529864
- company_name: Enova International, Inc.
- filed_at: 2025-04-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1529864/000095017025060152/0000950170-25-060152-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1529864/000095017025060152/enva-20250429.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-060152
- JSON: https://secwatch.observer/filing/0000950170-25-060152.json
- Plain text: https://secwatch.observer/filing/0000950170-25-060152.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.