secwatch.observer — SEC 8-K summary
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Issuer:     Enova International, Inc. (ENVA)
CIK:        0001529864
Form:       8-K
Filed at:   2025-04-29T23:59:59+00:00
Accession:  0000950170-25-060152
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Enova Q1 revenue $746M (+22%), EPS $2.69 (+64%), originations +26%
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- Diluted EPS $2.69 (+64% YoY); adjusted EPS $2.98 (+56% YoY).
- Total revenue $746M (+22% YoY); net revenue margin stable at 57%.
- Originations $1.7B (+26% YoY); combined loans & finance receivables record $4.1B (+20% YoY).
- Net charge-off ratio stable at 8.6%; 30+ day delinquency improved to 7.7%.
- Share repurchases $63M in Q1; liquidity $1.1B including cash, marketable securities & facility capacity.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1529864/000095017025060152/0000950170-25-060152-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1529864/000095017025060152/enva-20250429.htm
  HTML page:      https://secwatch.observer/filing/0000950170-25-060152

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer