{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-25-061085","form_type":"8-K","ticker":"FUSB","cik":"0000717806","company_name":"FIRST US BANCSHARES, INC.","filed_at":"2025-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.095451+00:00","generated_at":"2026-05-23T02:59:24.115071+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First US Bancshares reports Q1 net income of $1.8M, EPS $0.29, loans up 3.1%","bullets":["Net income $1.8M, diluted EPS $0.29; compared to $1.7M/$0.29 in Q4 2024 and $2.1M/$0.34 in Q1 2024.","Net interest margin improved to 3.53% from 3.41% QoQ; net interest income $8.9M.","Total loans $848.3M, up $25.3M (3.1%) QoQ; consumer indirect loans grew $41.3M.","Dividend unchanged at $0.07/share; repurchased 40k shares at weighted avg $13.38 during Q1.","NPAs/Assets 0.44% vs 0.50% prior Q; net charge-offs 0.13% of avg loans (vs 0.24% prior Q)."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-25-061085","json":"https://secwatch.observer/filing/0000950170-25-061085.json","markdown":"https://secwatch.observer/filing/0000950170-25-061085.md","text":"https://secwatch.observer/filing/0000950170-25-061085.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/717806/000095017025061085/0000950170-25-061085-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/717806/000095017025061085/fusb-20250430.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T02:59:24.115071+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}