---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-061085"
form_type: "8-K"
ticker: "FUSB"
cik: "0000717806"
company_name: "FIRST US BANCSHARES, INC."
filed_at: "2025-04-30T23:59:59+00:00"
generated_at: "2026-05-23T02:59:24.115071+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# First US Bancshares reports Q1 net income of $1.8M, EPS $0.29, loans up 3.1%

## Summary
- Net income $1.8M, diluted EPS $0.29; compared to $1.7M/$0.29 in Q4 2024 and $2.1M/$0.34 in Q1 2024.
- Net interest margin improved to 3.53% from 3.41% QoQ; net interest income $8.9M.
- Total loans $848.3M, up $25.3M (3.1%) QoQ; consumer indirect loans grew $41.3M.
- Dividend unchanged at $0.07/share; repurchased 40k shares at weighted avg $13.38 during Q1.
- NPAs/Assets 0.44% vs 0.50% prior Q; net charge-offs 0.13% of avg loans (vs 0.24% prior Q).

## SEC filing metadata
- accession: 0000950170-25-061085
- form_type: 8-K
- ticker: FUSB
- cik: 0000717806
- company_name: FIRST US BANCSHARES, INC.
- filed_at: 2025-04-30T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/717806/000095017025061085/0000950170-25-061085-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/717806/000095017025061085/fusb-20250430.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-061085
- JSON: https://secwatch.observer/filing/0000950170-25-061085.json
- Plain text: https://secwatch.observer/filing/0000950170-25-061085.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.