---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-25-061093"
form_type: "8-K"
ticker: "RM"
cik: "0001519401"
company_name: "Regional Management Corp."
filed_at: "2025-04-30T23:59:59+00:00"
generated_at: "2026-05-23T02:16:53.924687+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Regional Management Q1 net income $7.0M ($0.70 EPS); revenue record $153M, originations up 20.2%

## Summary
- Q1 net income $7.0M, diluted EPS $0.70; total revenue $153.0M, up 6.0% YoY; record originations $392.1M, +20.2%.
- Net finance receivables $1.9B, +8.4% YoY; 30+ day delinquency 7.1%, down 60 bps sequentially.
- Net credit loss rate 12.4% vs 10.6% prior year; adjusted for NPL sale benefit, improvement of 120 bps YoY.
- Dividend declared $0.30/share, payable June 11, 2025; CFPB closed exam with no adverse finding.
- Opened 15 new branches since Sept 2024; closed $265M securitization at 5.3% coupon, 90 bps improvement.

## SEC filing metadata
- accession: 0000950170-25-061093
- form_type: 8-K
- ticker: RM
- cik: 0001519401
- company_name: Regional Management Corp.
- filed_at: 2025-04-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1519401/000095017025061093/0000950170-25-061093-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1519401/000095017025061093/rm-20250430.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-25-061093
- JSON: https://secwatch.observer/filing/0000950170-25-061093.json
- Plain text: https://secwatch.observer/filing/0000950170-25-061093.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.